About PLE

Pinnacle Lake Estates is a private, gated, recreational development that has grown around a 130 acre reservoir called Pinnacle Lake. The lake got its name from the large rock formation that juts up over 100 feet from the bottom of the lake. Pinnacle Lake Rock Shelter Site is officially listed on the National Register of Historic Places.  You can see a photo of it above. 

Traveling the rock roads around the lake you will find lovely homes for year-round living, weekend and vacation homes, camper trailers and heavily wooded lots. There are four primary areas around the lake: the north area, the east/south area, the western area across the dam, and the Trails which contains larger lots and is separate from the lake area.


Amenities and Services

Pinnacle Lake Estates offers the lot owners many amenities that are paid for with funds raised through annual association dues. Some of the things you will find at Pinnacle Lake are: 

Pinnacle Lake is a beautiful lake that is fed by natural springs, as well as several streams and wet weather creeks. The lake is contained by a dam that is owned and maintained by the Association. The lake is approximately 130 acres, has a swimming beach, boat docks and two boat ramps. It is surrounded by heavily wooded hills and rocky cliff-like formations. 

Our picnic area boasts a swimming beach, swimming dock, picnic tables, BBQ pits, picnic pavilion, playground, water, and bath house with hot water, showers and restrooms. There is also a parking area for vehicles. The pavilion is available for private parties and reunions on a first-come, first-served basis. 

Our campground (no electric service) is below the dam, near the lake outflow pond and skirted by Pinnacle Creek. There is a dump station near the main gate for disposal of campers' waste water and sewage. Water is available near the main gate and at the bath house. 

Boat slips are leased to lot owners for an annual fee. As there are more lot owners than boat slips, the slip leases are awarded on a lottery basis. There is also a parking lot for temporary boat trailer parking. 

A private road system throughout the development with the roads being maintained and developed by the Association. There are gated entrances to the development which are controlled 24/7, year round by electronic systems. During the summer months, both gates are also overseen by security personnel. 

A convenience store which is open on the weekends from Memorial Day through just after Labor Day. There you can find things like ice, water, soda and snacks. 

Pinnacle Lake Estates is in the jurisdiction of the Montgomery and Warren County Sheriff's Departments. 

A meeting house, fondly called the Taj Mahal by residents, where the regular monthly meetings of the Board of Trustees is held, is located near the main entrance.


Activities and Recreation

Fishing: The fish population in the lake is monitored by the Board of Trustees with the help of the Missouri Conservation Department. Anglers of all ages can catch large mouth bass, white crappie, channel catfish, bluegill, green sunfish and hybrid sunfish. From time to time, at the recommendation of the Missouri Conservation Department, fish will be added to the lake by the Board of Trustees. 

Land-based anglers can fish from association-owned areas: to the left of the swimming beach, from the boat docks, a small area to the right of the boat docks, and from the dam. Boaters can fish anywhere on the lake, provided they do not land their boat and enter private lots without the lot owner's permission. Jug fishing, limb-line fishing and trout line fishing are not allowed. 

Swimming: There is a roped swimming area with a man-made sand beach and swimming dock. The water in the swimming area ranges to a depth of about 10 feet. There are no lifeguards on duty. Fishing and boating are not permitted in the swimming area. 

Boating: During the summer you will see many types of boats on the lake: power boats (maximum 60hp), personal watercraft (maximum 55hp), canoes, kayaks, sailboats, pontoons, paddleboats, and even a water bicycle. You might even see a few water-skiers and tubers being towed around the Pinnacle. 

Camping: Lot owners can camp on their own lots or on the campground below the dam. Recreational vehicles may be parked on the owner's lot. Temporary structures such as tents and screen houses must be removed after each use. 

Nature Walks: The roads around Pinnacle Lake Estates offer many opportunities for walking and hiking throughout the area to see plants and wildlife. The campground below the dam is bounded by a stream where nature lovers can see a Missouri stream environment, plants and wildlife. 

Speaking of wildlife, don't be surprised if you see, or hear, some deer, fox, bobcat, opossum, raccoon, squirrels, or a groundhog during your rambles, especially in the evening. It's also likely, depending upon the season, that you'll see a turkey or two, Canadian geese, wild ducks, kingfishers, herons, hawks, pilated woodpeckers, downy woodpeckers, hummingbirds, and other feathered species. The lake has a resident community of buzzards that circle the lake, high in the sky. In the mornings you can see them perched in dead trees and in open areas, drying their feathers and warming up in the morning sun. In the summer, a flock of cliff swallows regularly return to the lake to build their mud nests on the walls of selected rocky cliffs. On summer evenings don't be surprised if you see bats flying around the lake gobbling up insects -- of which there are plenty! 

As for the plant life, the woods at Pinnacle Lake abound with white oak, red oak, black walnut, hickory, and cedar trees. In the spring, dogwood, redbud and wild cherry are sprinkled throughout the woods. There are also a few catalpa trees and a paw paw tree. Low lying bushes and saplings abound. Wildflowers, ferns and woodland foliage are all over the place.


For more information about Pinnacle Lake Estates, please contact us.